Iowa HVAC Match
An outdoor air conditioning condenser unit mounted on a concrete pad beside a house at sunset.

Heat pump vs Furnace in Pottawattamie County, Iowa

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you already lean toward electric. Look for a cold-climate model. Standard heat pumps lose heating power once temperatures drop toward what Pottawattamie County sees on a typical winter night, and nights here average 16°F from December through February. Plan on higher running costs than gas at Iowa's prices.

When a furnace makes sense

A furnace fits most homes in Pottawattamie County. It keeps its full output at 16°F, so it does not lose ground on the coldest nights of the year. Homes here need heat about 8 months a year, and natural gas costs at least 30% less to heat with than a heat pump at Iowa prices. That is likely why 71% of homes here already heat with gas.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you already lean toward electric. Look for a cold-climate model. Standard heat pumps lose heating power once temperatures drop toward what Pottawattamie County sees on a typical winter night, and nights here average 16°F from December through February. Plan on higher running costs than gas at Iowa's prices.

When a furnace makes sense

A furnace fits most homes in Pottawattamie County. It keeps its full output at 16°F, so it does not lose ground on the coldest nights of the year. Homes here need heat about 8 months a year, and natural gas costs at least 30% less to heat with than a heat pump at Iowa prices. That is likely why 71% of homes here already heat with gas.

An outdoor heat pump unit mounted on a concrete pad in the front yard of a gray suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gas furnace and sheet-metal air handler unit installed in an unfinished concrete basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Pottawattamie County.

Nights here average 16°F all winter, and gas heat costs at least 30% less than a heat pump at Iowa prices.

At least 30% lessto heat with natural gas than with a heat pump, at Iowa prices
16°Faverage winter low
71%of homes here heat with gas

If your home has no gas line to work with, a cold-climate heat pump will still heat it through a 16°F night.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in the Plains states that heat with one5.4%77.6%
Handles a 16°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you already lean toward electric. Look for a cold-climate model. Standard heat pumps lose heating power once temperatures drop toward what Pottawattamie County sees on a typical winter night, and nights here average 16°F from December through February. Plan on higher running costs than gas at Iowa's prices.

When a furnace makes sense

A furnace fits most homes in Pottawattamie County. It keeps its full output at 16°F, so it does not lose ground on the coldest nights of the year. Homes here need heat about 8 months a year, and natural gas costs at least 30% less to heat with than a heat pump at Iowa prices. That is likely why 71% of homes here already heat with gas.

A Pottawattamie County contractor will price both against your own house, your ductwork and your panel.

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